The Government has not yet set out exactly how it plans to stop the right to claim damages for whiplash type injuries.  There is a promise from the ABI that such savings of up to £1billion per year could be passed directly to the public to reduce annual premiums.  

With the ABI facing significant outlay in other areas such as the recent flooding in the UK, one may be sceptical that such a saving in one part of the industry will be passed on when losses are faced in another.  

Let remember that in allowing this law to be passed, the public will potentially lose the right to compensation when faced with a disabling injury.  As with the previous changes to the Legal Aid system, once such a right has been lost, it is highly unlikely it will ever be given back.